Qualify on the property, not your income
Underwriting is built around the property's rental cash flow rather than your personal employment income.
Investor financing, built different.
Scale Past What Your Bank Will Do
Financing that qualifies on your property's rental income — not your personal income.
Investor-financing advisors with access to nearly every loan product — DSCR, cash-out, foreign national, and more.
Why investors work with us
Built for how investors actually buy
No tax returns or income docs
These are business-purpose loan programs — the file is documented with property and entity records instead of W-2s and returns.
No cap on how many you finance
Agency financed-property limits don't apply here, so the tenth door is underwritten the same way as the first.
A real investor desk, not a call center
You work directly with the advisor structuring your file — the same person from scenario to closing table.
Programs
Three ways investors get capital
Three of our most popular investor programs — but we have access to nearly every loan product available. DSCR, cash-out, foreign national, bridge, conventional, FHA, VA, reverse, and commercial. If something else fits your scenario better, we’ll find it. That’s the advantage of an advisor, not a single-product lender.
DSCR Loans
Qualify on the property’s rental income, not your personal income. Purchase or refinance.
- Up to 80% LTV
- No-ratio options available
- Credit as low as 620
- No-prepay options available
Cash-Out & Equity Access
Pull equity from what you own — full cash-out refinance or a HELOC — to fund your next move.
- Up to 75% LTV
- Cash-out refinance or HELOC
- Qualify on rental income, not personal income
- Flexible qualifying
Foreign National
Financing for international investors — qualify on the property, no US credit history required.
- Up to 75% LTV purchase/rate-term
- Up to 70% cash-out
- 40-year & interest-only options
- No US credit required
Program terms shown are the maximum or minimum available and vary by lender, scenario, and qualification; not all terms apply to a single loan. Not a commitment to lend.
Also available:
- Bridge & Short-Term
- Bank-Statement
- Portfolio & Blanket
- Conventional
- FHA
- VA
- Reverse
- Commercial
Investor financing is different — it’s business-purpose lending.
Because these loans are for investment, not your primary residence, they qualify on the property’s income and business use rather than your personal debt-to-income. That’s what makes higher LTVs, lighter docs, and no-income-verification possible.
How business-purpose loans workGet my options
Start with one question
No credit pull, no document upload. Tell us about the property and we’ll come back with the structures that actually fit it.
Meet your lending desk
Investors helping investors.
Viador Partners is a small, investor-focused lending desk. We spend our days on rental cash flow, entity structures, and the questions that come up when a bank stops saying yes — which means you’re explaining your deal to someone who already understands it. You work directly with the advisor who structures your file, from the first scenario through closing.
Chad Evers
Founder & Senior Loan Advisor · NMLS #2822744